Cookie Policy

This Cookie Policy explains how MDL Advisers FZCO (“MDL Advisers”, “we”, “us” or “our”) uses cookies and similar technologies when you visit or interact with our website.

It explains:

• what cookies are;
• which categories of cookies we may use;
• why we use them;
• how you can accept, reject or manage cookies;
• how you can change your preferences at any time.

This Cookie Policy should be read together with our Privacy Policy and Terms of Use.

Cookies are small text files that are placed on your computer, mobile device or other internet-enabled device when you visit a website.

Cookies allow a website to recognise a device, remember certain information about a visitor’s preferences and understand how the website is being used.

Some cookies are required for the website to operate correctly. Other cookies may be used for analytics, performance measurement, advertising or additional functionality.

We may also use technologies that perform similar functions, including pixels, tags, local storage and software development kits. References to “cookies” in this policy include these similar technologies where applicable.

Cookies may be classified according to who places them on your device.

First-party cookies

First-party cookies are placed directly by MDL Advisers through our website. They may be used to support website security, remember your cookie preferences or provide essential website functions.

Third-party cookies

Third-party cookies are placed by external service providers whose tools or content may be used on our website.

These providers may include analytics, advertising, security, video, mapping, communication or customer relationship management services.

Third-party providers may process information in accordance with their own privacy and cookie policies.

Necessary cookies

Necessary cookies are required for the website to operate securely and correctly.

They may be used to:

• provide basic website functionality;
• maintain website and network security;
• prevent fraud or misuse;
• remember your cookie consent decision;
• process contact forms;
• maintain user sessions;
• support load balancing and website performance.

Necessary cookies cannot be disabled through our Cookie Preferences centre because the website may not function correctly without them.

You may be able to block necessary cookies through your browser settings, but some parts of the website may then become unavailable or operate incorrectly.

Analytics cookies

Analytics cookies help us understand how visitors interact with our website.

They may collect information about:

• pages visited;
• time spent on the website;
• navigation between pages;
• referring websites or advertising sources;
• browser and device type;
• approximate geographic location;
• website errors and performance;
• completed contact forms or other website interactions.

We use this information to understand website usage, identify technical issues and improve our content, structure and services.

Analytics cookies are disabled unless you provide the relevant consent through our cookie banner or Cookie Preferences centre.

Marketing cookies

Marketing cookies may be used to measure the effectiveness of advertising campaigns and understand how visitors interact with our marketing communications.

They may be used to:

• attribute enquiries to advertising campaigns;
• measure advertising conversions;
• prevent the same advertisement from being shown repeatedly;
• build aggregated advertising audiences;
• provide communications that may be more relevant to visitors;
• measure campaigns on search engines, social networks and other platforms.

Marketing cookies are disabled unless you provide the relevant consent.

Depending on the advertising services used, third-party providers may combine information collected through our website with information obtained through their own services.

When you first visit our website, you may be presented with a cookie banner containing the following options:

Accept all

Selecting Accept all allows us to use necessary, analytics and marketing cookies, together with any other optional categories described in the Cookie Preferences centre.

Reject non-essential

Selecting Reject non-essential allows only necessary cookies to operate. Analytics and marketing cookies will remain disabled.

Manage preferences

Selecting Manage preferences allows you to choose which optional categories of cookies you permit.

Necessary cookies will remain active because they are required for the website to operate securely and correctly.

Save preferences

Selecting Save preferences records the choices currently selected in the Cookie Preferences centre.

Closing the Cookie Preferences window without saving does not activate optional cookies.

You can change or withdraw your cookie consent at any time.

To update your decision, select Cookie Settings in the website footer. This will reopen the Cookie Preferences centre, where you can:

• enable or disable analytics cookies;
• enable or disable marketing cookies;
• reject all non-essential cookies;
• save a new set of preferences.

Changing your preferences will not affect the lawfulness of processing carried out before your consent was withdrawn.

Some cookies may remain on your device until they expire or are removed through your browser settings. Where technically possible, cookies that are no longer permitted will not be read or renewed by our website.

The specific cookies used may change depending on the website services and integrations that are active.

The table below should be completed following a technical cookie audit of the published website.

Provider	Cookie or technology	Purpose	Category	Duration
MDL Advisers FZCO	mdl_cookie_consent	Stores the visitor’s cookie preferences	Necessary	12 months
Google Analytics	–	–	–	–
Google Analytics	–	–	–	–
Google Ads	–	–	–	–
Google Ads	–	–	–	–
Google Ads	–	–	–	–
Meta Platforms	–	–	–	–
Meta Platforms	–	–	–	–

The final table may include services such as Google Analytics, Google Ads, Meta Pixel, LinkedIn Insight Tag, Microsoft Clarity or other providers, but only if those tools are actually installed.

Depending on the website configuration, we may use third-party services for purposes such as:

• website analytics;
• advertising and conversion measurement;
• website hosting and security;
• spam and fraud prevention;
• embedded videos;
• online maps;
• contact forms and customer relationship management;
• live chat or other communication tools.

When a third-party service is enabled, the provider may collect technical information such as your IP address, browser type, device information, page activity and interactions with the relevant service.

Where consent is required, optional third-party services will remain disabled until you permit the relevant cookie category.

Most internet browsers allow you to view, delete or block cookies through their settings.

Depending on your browser, you may be able to:

• delete existing cookies;
• block all cookies;
• block cookies from specific websites;
• prevent third-party cookies;
• receive a warning before a cookie is stored;
• automatically delete cookies when the browser is closed.

Blocking all cookies may affect the functionality, security or performance of our website.

Browser controls operate separately from the Cookie Preferences centre on our website. Changing browser settings may therefore affect cookies used by other websites as well.

Cookies may remain on your device for different periods.

Session cookies

Session cookies are temporary and are usually deleted when you close your browser.

Persistent cookies

Persistent cookies remain on your device for a defined period or until you delete them manually.

The duration of each cookie depends on its purpose and the settings of the relevant provider. Where available, the applicable duration will be listed in the cookie table in this policy.

Information collected through cookies may include:

• IP address;
• device and browser information;
• operating system;
• approximate location;
• pages visited;
• referring source;
• date and time of visits;
• interactions with website elements;
• cookie consent records;
• advertising campaign identifiers;
• form submission or conversion events.

Some cookie information may constitute personal data or may become personal data when combined with other information.

For details about how we collect, use, disclose, retain and protect personal data, please review our Privacy Policy.

Some cookie and technology providers may store or process information outside the United Arab Emirates.

Where personal data is transferred internationally, we will take reasonable steps to ensure that the transfer is handled in accordance with applicable data-protection requirements and subject to appropriate safeguards.

You should also review the privacy information provided by the relevant third-party service provider.

Our website may contain links to websites, platforms or services operated by third parties.

We do not control those third parties and are not responsible for their privacy practices. When you leave our website or interact with a third-party service, you should review the privacy policy of the relevant provider.

We may update this Cookie Policy from time to time to reflect:

• changes to the cookies used on our website;
• new analytics, marketing or functional technologies;
• changes to our website or services;
• legal or regulatory developments;
• changes to our data-processing practices.

The latest version will be published on this page. The date at the top of the policy will indicate when it was last updated.

Where a change materially affects your cookie choices, we may ask you to review or renew your preferences.

For questions about this Cookie Policy or our use of cookies, contact:

MDL Advisers FZCO
34th Floor, Swiss Tower
Jumeirah Lakes Towers, Cluster Y
Dubai, United Arab Emirates
P.O. Box 309057

Email: info@advisers.ae

Telephone: +971 4 561 3720 / +971 55 180 6524

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